What is Rent Cashback and How Does It Work?

Rent cashback typically refers to schemes where renters receive a percentage of their rent back as cash rewards. These often require paying rent through specific credit cards or accounts that offer cashback incentives. While appealing, these options usually involve extra steps or fees, and not all landlords or agents accept such payment methods.

Why Brick Rewards is Different: Points, Not Cashback

Unlike cashback schemes, Brick Rewards does not handle rent payments or offer direct cashback. Instead, it rewards renters with points every time they pay their rent on time. These points can be redeemed for local rewards, gift cards, and exclusive partner offers — providing real value without changing how you pay your rent.

How Brick Rewards Uses Open Banking to Detect Rent Payments

Brick Rewards uses open banking technology to securely detect when you pay your rent from your connected bank account. This means:

  • You continue paying rent exactly as normal — Brick does not process or move any money.
  • Brick verifies your rent payment automatically and awards points without any extra effort.
  • Open banking is a secure, FCA-regulated standard used by millions across the UK.

Earn Points Automatically When You Pay Rent On Time

Once you connect your bank account via open banking, Brick Rewards detects your rent payments and awards points automatically whenever you pay on time. This works whether you pay a landlord, letting agent, estate agent, or even a housemate. No behaviour change is needed — just pay your rent as usual.

Redeem Your Points for Local Rewards and Gift Cards

Your earned points can be spent on a variety of rewards tailored to your location, including:

  • Discounts and perks at partner restaurants, cafes, gyms, and salons nearby
  • Gift cards, such as M&S gift cards, which you can part-pay with points
  • Exclusive events and special offers from Brick’s partner network
  • Entry into monthly rent giveaways for a chance to win a month’s rent

Build Your Credit Score by Reporting On-Time Rent Payments

Another unique benefit of Brick Rewards is the option to report your on-time rent payments to Experian. This can help build your credit score over time, especially if you have a thin credit file or are new to credit. You must opt in to this feature, and it uses positive payment data only — helping demonstrate your reliability to lenders.

Why Renters Choose Brick Rewards Over Cashback Schemes

Many cashback schemes require changing how you pay rent or using specific credit cards, which may not be convenient or accepted by all landlords. Brick Rewards offers a hassle-free alternative that:

  • Requires no change to your rent payment method
  • Automatically rewards you for paying rent on time
  • Offers local rewards and gift cards tailored to your area
  • Helps build your credit score with positive rent payment data

How to Get Started with Brick Rewards Today

Getting started is simple:

  1. Download the Brick Rewards app for free on iOS or Android.
  2. Connect your bank account securely via open banking (read-only access).
  3. Pay your rent as usual — Brick will detect payments and award points automatically.
  4. Redeem your points for rewards and consider opting in to credit score reporting.

Join thousands of UK renters who are getting more value from their rent payments without any extra hassle.

Download Brick Rewards for free and start earning points on your rent today.